November Credit Union Trends Report

The Credit Union Trends Report is a monthly pulse check on the state of the credit union marketplace.

The November 2018 Credit Union Trends Report from CUNA Mutual Group is now available. Highlights are below as well as a link to the full report.
Credit union loan balances rose 0.7% in September, faster than the 0.6% pace reported in September 2017

The credit union average loan-to-savings ratio reached 85.5% in September, up from 81.8% in September 2017, and the highest since May 1980.
The loan delinquency rate (loans two or more months delinquent as a percent of total loans outstanding) fell to 0.65% in September, down from 0.78% in September 2017,
The unemployment rate falls below what economists now believe is the “full employment rate” of 4.7%.

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