Senior Safeguard

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Senior Safeguard-Valuable Affiliate Benefit
Credit Unions are in a unique position to recognize potential adult financial exploitation. The MD|DC Credit Union Association is now offering affiliated credit unions FREE employee training and certification through Senior Safeguard, an online training program delivered by EVERFI on how to prevent, identify, and report elder financial exploitation. The certification provided by this program will support requirements outlined in the Senior Safe Act to allow credit unions safe harbor when it detects possible elder financial abuse. In the second half of the year, the Association will offer members access to Senior Safeguard through their Credit Unions. Credit Unions have led in providing financial literacy through well-established financial education programs for people of all ages, especially our youth. Senior Safeguard is a great opportunity to help protect members from adult financial exploitation.

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Certification Incentives!
Weekly drawings will be held for the first 10 weeks of the program. Every credit union employee who completes the certification program will automatically be entered into the drawing. A $50 Visa gift card will be award each week. Employees are eligible to win once from the date they are certified unitl April 5, 2019. The sooner certification is completed, the better the odds are for winning!

The Facts on Senior Fraud 
Scammers are well-rehearsed, incredibly convincing and prey on people of all ages, but they most commonly target people over the age of 65. Seniors are losing an estimated $36 billion annually to fraud, and according to National Adult Protective Services (NAPSA), 1 out of 9 seniors experiences financial exploitation but only 1 in 44 will ever report it. NASPA's website includes where to report suspected senior fraud/abuse by state, click here to view.

Resources
Senior Safeguard - Frequently Asked Questions
Senior Financial Exploitation Laws by Jurisdiction (local)
State Resources - National Center on Elder Abuse

Marketing Materials for Credit Unions
Flyers 8.5 x 11
Employee Email Template