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October Webinars Offered by the Association

Tue, Oct 3, 2017

The Association has a full schedule of webinars planned for October. To see the full schedule for this month as well as upcoming months, visit our Webinar Opportunities page.

The following webinars are on the schedule for the first half of October:

No credit union likes to do repossessions, but it may be the only way to collect on a loan. Making a mistake in the repossession process can result in your credit union losing its right to go against the debtor for a deficiency and mistakes can cause substantial damage to the credit union. This webinar will explain all aspects of the repossession process regarding non-real estate collateral, starting with the decision to repossess and ending with the sale of the collateral at a private or public sale. Learn the steps your credit union should take to properly repossess and dispose of collateral under UCC Article 9.

 

  • "Real Estate Series: ARM & Balloon Payments: Clarifying the Confusion" will be lead byBill Elliott, CRCM, Young & Associates, Inc. on October 12 from 3-4:30 PM EST

Financial institutions continue to struggle with issues surrounding adjustable rate mortgages (ARM) and balloon payments. Part of the issue lies in understanding the regulations. In addition, there is ambiguity with the regulations themselves. This webinar will address APR disclosures and recalculation, initial and subsequent ARM disclosures, and how to comply with the requirements for these loan types – including changes in the recently released TRID update. Although there are unanswered questions regarding the loan estimate and closing disclosure, this webinar will address appropriate responses based on the existing and new Regulation Z/TRID regulation.

 

The new Uniform Residential Loan Application (URLA) brings significant changes to a document that has remained largely unchanged for nearly 20 years. It is a form the financial industry knows well and relies on every day. While these changes are expected to make the form more efficient and consumer friendly than the current version, there will likely be issues that should be considered throughout the implementation process. Don’t be caught off guard by the significant changes to this document.

Although the industry is waiting for Fannie Mae and Freddie Mac to provide a new effective date, now is the time to start planning for implementation. Join us for this line-by-line review of the new form and obtain implementation tips to ensure your staff is ready.

 

A member asks whether her accounts are fully insured. Can you answer with confidence? This webinar will provide the expertise you need to help members take full advantage of NCUSIF deposit account protection – even with the most complex account structures. Learn how various account ownership structures can give your members peace of mind and ensure their funds are safe and secure.

 

Registration is available on the Association Webinar Opportunities page.