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SECU-Sponsored Millionaire’s Club from Howard County Wins To Honors at Maryland Personal Finance Challenge

Wed, Apr 19, 2017

Linthicum, Maryland

The student team from Howard County’s Applications and Research Laboratory (ARL) – which is sponsored by SECU, Maryland’s largest credit union – has won first place in the Maryland Personal Finance Challenge.

The Personal Finance Challenge pits student teams from across Maryland in a competition to demonstrate the financial skills they have mastered while participating in their school’s Millionaire’s Club. The Millionaire’s Club is a financial education program through which students use simulated dollars to “buy, sell, and invest” in stocks on the New York Stock Exchange.

The winning ARL student team, led by faculty adviser Dr. Maddy Halbach, now heads to the National Personal Finance Challenge, being held in Kansas City on Friday, May 5.

The Millionaire’s Club Team from ARL was the winner of the 2016 National Personal Finance Challenge, beating out nearly 4,000 student teams in the qualifying rounds, and 23 finalist teams from across the country in the championship round.

“We’re very proud to be the financial sponsor of the ARL Millionaire’s Club Team, whose members have clearly demonstrated they represent the ‘best of the best’ in Maryland,” says Carmen David Mirabile, Vice President of Marketing at SECU.  “Student teams participating in the Millionaire’s Club competitions and entrepreneurial activities receive an incredibly meaningful learning experience that will provide each team member with lifelong personal finance skills. Everyone at SECU wishes them the best of luck as they advance to the national challenge once again.”


For more information on the Millionaire's Club, visit


Founded in Baltimore in 1951, SECU is Maryland’s largest credit union. SECU is ranked among the top 50 credit unions for total assets in the U.S, which total $3.2 billion, as of December 2016. Headquartered in Linthicum, MD, SECU has 22 branches and 100+ ATMs throughout Maryland. SECU also provides access to thousands of free ATMs through the CO-OP network. For more information about SECU visit


The Applications and Research Laboratory (ARL) is the Career and Technology High School for Howard County Public Schools. The ARL offers centralized academy programs in unique content areas with many opportunities for internships and real world experiences. Business partnerships and advisory boards are pivotal in the success of these programs. Students from all 12 high schools and Homewood are able to enroll in programs at the ARL. Each academy is a two-year program intended for juniors and seniors. Students are able to earn industry certifications and college credits while attending the ARL which helps prepare them for success in college and careers. For more information visit