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Asset Liability Management - Managing, Not Avoiding Risk

Tue, Mar 21, 2017

Columbia, Maryland

Asset Liability Management - Managing, Not Avoiding Risk
April 4, 2017, 9:00 am – 3:00 pm 
Columbia Office of MD|DC CUA

Session Overview 
This ALM session will focus on three primary areas: 

  • Understanding ALM Analyses
  • Using analytics for better informed decision making
  • Managing your balance sheet in the current regulatory and market environment

The session begins by examining the fundamental components of ALM including the Net Interest Income Simulation (NII), Net Economic Value Analysis (NEV) and Gap analyses.  The pros and cons of each simulation as well as the assumptions needed to drive accurate results will also be reviewed.

Other topics include: What-If Analyses, liquidity forecasting & stress testing and developing the framework for a sound contingency funding plan.  We will tie it all together with a discussion on how to use interest rate risk reports to make meaningful decisions including the impact of changing interest rates and recent regulatory areas of focus.

About Your Speaker
Mike Ensweiler, Principal, Marketing & Client Relations, ALM First 

Mike Ensweiler is a Principal at ALM First Financial Advisors, joining the firm in 2009. Mike leads the sales team where he develops the firm’s sales and growth strategies. In addition to sales, Mike manages all areas of marketing and client relations for the firm. He has an extensive financial services background, with success in helping financial institutions increase their productivity and strengthen their bottom lines.

As an “industry insider” with first-hand knowledge of financial institution operations, Mr. Ensweiler uses his relationship management skills, along with his proficiency in asset liability management and balance sheet strategies, to identify appropriate solutions for prospective financial institutions. Mr. Ensweiler has shared his expertise at various industry conferences and facilitates strategic planning sessions for financial institutions across the country.

Mr. Ensweiler began his financial services career in 1992 and has progressively moved up the ranks to hold senior positions. His experience includes serving on the Senior Management Team at Minnesota Corporate FCU and Mid-States Corporate. Additionally, he has held positions in consumer lending, operations and accounting at several credit unions and a community bank.

Mr. Ensweiler received a bachelor’s degree in political science from Northern Illinois University in DeKalb, and earned the Certified League Executive designation from CUNA's League Management Institute at the University of Wisconsin, Madison.