Join InfoSight360’s Director of Regulatory Compliance Counse Michael Christians on October 6 for a virtual Mortgage Loan Originator (MLO) training session from 9:00 a.m. to 3:00 pm. This comprehensive program walks participants through the mortgage lending process and provides the knowledge needed to originate mortgage loans in compliance with applicable federal regulations.

Section 1026.36 of Regulation Z requires loan originators to receive periodic training on the federal and state laws applicable to their loan origination activities. This training is designed to help satisfy that requirement by covering key compliance obligations throughout the entire mortgage lending lifecycle.

Participants will gain practical insights into:

Loan Originator Basics
SAFE Act / Regulation G
RESPA Section 8
E-Sign Act

Application Requirements
Application Disclosures
Collection of Monitoring Information

Underwriting Requirements
Ability to Repay / Qualified Mortgages
High-Cost Mortgages
Higher-Priced Mortgage Loans
Appraisals
Reconsiderations of Value
Automated Valuation Models
Flood Insurance
Adverse Action Requirements

Closing Requirements
Closing Disclosure
Notice of Right to Cancel

Servicing Requirements
Truth in Lending Act (Regulation Z) Servicing Requirements
Real Estate Settlement Procedures Act (Regulation X) Servicing Requirements

Fair Lending Considerations
Equal Credit Opportunity Act
Fair Housing Act
Home Mortgage Disclosure Act

For additional information, please contact Sara Taddeo at staddeo@mddccua.org