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Governor Moore Announces Program to Increase Homeownership Opportunities in Historically Redlined Communities

Governor Wes Moore has announced the UPLIFT (Utilizing Progressive Lending Investments to Finance Transformation) program to increase homeownership opportunities in chronically underinvested communities with a history of redlining. Administered through the Maryland Department of Housing and Community Development, the program will address homes impacted by appraisal gaps by accelerating the pace of new construction and rehabilitation of quality affordable housing in strategically identified communities across Maryland.

Through the program, selected developers will build, sell, and rehabilitate quality affordable housing in targeted neighborhoods in accordance with design and construction standards that ensure quality, timely production, and accountability.

The program will set aside 25% of the homes for households earning below the median income, helping them become homeowners. UPLIFT has a $10 million budget through Fiscal Year 2024 and builds on the Homeownership Works pilot program from 2021. The first phase is investing $10 million in new construction and rehabilitation in two Maryland neighborhoods, Johnston Square in Baltimore and Pine Street in Cambridge.

On November 15, the first four homes in Johnston Square rehabilitated through the pilot program were celebrated in a ribbon cutting ceremony. The four homes, valued at approximately $24,000 pre-rehabilitation, are now entering the market priced in the low $300,000 range.

The UPLIFT program application will open in early 2024. 

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