Skip to content

Dolphin Debit Warns of ATM Attacks Being on the Rise

Skimming, vandalism, and physical attacks on the ATM, armor/cash-in-transit (CIT) and ATM technicians are all on the rise throughout the U.S.

Dolphin Debit Access

For a criminal, the ATM presents an open environment with multiple escape routes.  Criminals are also very adept at approaching the ATM and making it appear they are conducting usual business.  But in reality, they are placing devices on the ATM to capture card and pin data. 

Some sources claim that these attacks on ATMs and personnel have increased 50% over the past three years.  It is clearly a very serious problem. While we cannot control or prevent every attack, we can all work together to help reduce these threats.  Here’s a short list to put into action immediately for your ATM fleet.

  1. If you have branch staff loading external ATMs (or ATMs not loaded from inside the branch) vary the day of the week and time of day they head to the ATM.  Keeping a consistent load cycle makes staff an easy target.
  2. If you are concerned with having staff loading your external ATMs, contact the armor/CIT currently providing your branch cash and ask for pricing and the documents for ATM replenishment.  Even if you don’t make the change immediately, having the necessary pricing and paperwork can enable a faster transition when needed.
  3. Have your branch staff check the ATM a minimum of twice a day for skimming devices.  Although not all skim devices are detectable, many of them are.  They should inspect the card reader and pin pad for tampering or any noticeable changes.  Have them grab the card reader and wiggle it.  It should not move.  If it shifts or moves, it could be a skim device on top of the original reader.  Also, inspect for glue or tape around the edge of the reader.  Many skim devices are put on with the intent of removing them quickly after a period of time, so they are not going to be bolted or adhered tightly to the ATM fascia. 
  4. Have your branch staff schedule visits to the ATM on the way into the office and the way out at the end of the day.  You can also have them visit around lunch time. 

While nothing is foolproof, these steps can help protect your ATM, your staff, and your cardholder data.  For more insight or information regarding ATM functionality or ITMs and their role in branch transformation, speak to your association representative. 

Join Our Mailing List

Keep up with the latest industry info, advocacy updates, member spotlights and upcoming events.

Name