Advanced Lending Regulations

September 15th, 2010 9:00 AM – 4:00 PM

 This full-day session will cover:

 
Open-End Lending: Truth in Lending Act/Reg Z (open-end and HELOCs)
 
Changes to Reg Z, which include the changes as a result of the CARD Act as well as the July 1 changes to credit card application disclosures, open-end (other than home-secured) account opening disclosures, periodic statements and multi-feature open-end lending.

Bring your credit card application disclosures and your account opening disclosures to compare and make sure you are in compliance.
 
Mortgage Lending:   Reg Z home-secured rules; SAFE Act
 
We will discuss the proposed changes to Reg Z for home-secured loans.
 
We also will review the new SAFE Act rules and determine what you need to do to comply.
 
FACT Act risk-based pricing; Student loans; flood insurance and marketing disclosure rules.
 
Marketing Compliance
 
Make sure your advertisements have the necessary disclosures. Bring your advertisements and we will check!
 
Overdraft Programs
 
We will review the Reg E requirements to ensure that credit unions are in compliance.
 
Bank Secrecy Act (BSA) Update
 
We will update you on any BSA changes that you should be aware of.
 
Privacy Rules
 
We will walk through how to complete the privacy model notices so you can have safe harbor after December 31, 2010.
 
Gift Cards
 
We will discuss the new gift card rules and the required disclosures.
 
Vendor Management
 
Learn how to create a vendor management program and conduct due diligence on your vendors. We will discuss the risk assessment, due diligence and contract reviews.
 
 
Speaker
As Vice President of Regulatory Compliance for PolicyWorks, Andrea Stritzke is responsible for the delivery of PolicyWorks’ regulatory services and new product development, while also working with individual credit unions to provide them with training and counsel on certain regulatory matters. In addition, Andrea develops vendor management programs for credit unions and is a nationally recognized speaker on credit union compliance issues.
 
Prior to joining PolicyWorks, Andrea worked as a judicial clerk for the Iowa Court of Appeals. She has also worked as a staff attorney for the Nebraska Court of Appeals.
 
She holds a BA in Business Administration from the University of Nebraska and a JD from the University of Nebraska College of Law.  She's a member of the Nebraska State Bar Association and has been admitted as House Counsel in Iowa.
 
Who Should Attend:
Credit union professionals with responsibility for lending and compliance.
 
  
Agenda
8:30 a.m. - Registration, networking, light breakfast
9:00 a.m. to 4:00 p.m. - Training
Lunch is provided.
 
 
 

 

Location

MD & DC Credit Union Association
8975 Guilford Road
Suite 190
Columbia, MD 21046-2386
United States
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