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Products and Services to
Assist Your Credit Union
Auto Insurance
MEMBERS Auto Insurance allows you to add
another product to your credit union while you’re meeting one of a
member’s most basic financial needs – auto insurance. CUNA Mutual
teams with Liberty Mutual Group, the nation’s eighth-largest auto
and homeowner’s insurer, and Progressive, the third-largest auto
carrier in the country, to offer your members reliable coverage at
low rates. There are also a variety of programs available for your
credit union, as well as different marketing tools to help you roll
out the program to members.
Advantages for your credit union:
- Build member loyalty
– Becoming your members’ primary financial institution (PFI) is
easier when you serve a basic need like auto insurance to offer
a full array of products and services.
- Increase credit union
recognition – Reach your members through several media,
including direct mail through the MemberCONNECT program, the
Internet through MEMBERS Financial Network, or through one of
over 1,200 Liberty Mutual face-to-face representatives.
- Generate greater fee
income – You can generate income to offset the cost associated
with program administration.
Advantages for your members:
- No stress when they
request a quote – All rate quotes are free and at no obligation,
whether online or over the phone.
- More money in their
pockets – Members get an exclusive discount simply for belonging
to your credit union. Discounts for multiple vehicles, safety
equipment, and good grades could save them hundreds more. Fewer
worries – A service center dedicated to credit union members,
24-hour claims service and emergency roadside assistance,
guaranteed rates, and convenient payment options are all
available to help your members.
401K
A 401(k) plan is a retirement savings plan
that combines employer contributions and employees' personal
savings. Employees can automatically make pre-tax contributions
through salary deferral, creating a powerful savings vehicle. The
money they contribute reduces their current taxes, is tax deferred
and creditor-free.
CUNA Mutual offers the following types of
401(k) plans, including:
Advantages for your credit union:
- Attractive and
flexible plan designs.
- The “Benefits for
You” website takes the administrative burden off your HR
staff by allowing participants to manage their own plans.
Advantages for your employees:
- Resources to plan for
a secure retirement.
- 24/7 accesses to
“Benefits for You”, our self-service benefits website where
employees can manage their plan and find the information they
need to secure their financial future.
Accidental Death & Dismemberment (AD&D)
AD&D can supplement a member's life
insurance coverage with a benefit paid upon accidental death or
accidental injury to a limb or to a member's sight or hearing. By
adding AD&D to your product offerings, you'll build loyalty among
members and increase fee income.
Advantages for your credit union:
- Strengthen your
primary financial institution (PFI) relationship with members -
You'll improve member loyalty by making available protection
against accidental death or dismemberment...and with low- (or
no-) cost coverage for accidental injury.
- Earn income - Gain
from list rental and administrative reimbursements.
Advantages for your members:
- Low-cost,
guaranteed-issue coverage - Members enjoy hassle-free access to
affordable coverage.
- Face amounts up to
$300,000 - That's a substantial cash benefit for accidental
death or dismemberment.
- Wide range of issue
ages and coverages - Issue ages are for 18- to 69-year-olds.
And coverage is available for member, spouse, and children.
Plus, there's flexibility in contributory (member pays the
premium) and/or non-contributory (credit union pays the premium)
policies.
Bond & Casualty Insurance
The Credit Union Bond and Special
Insurance Package Programs, underwritten by CUMIS Insurance Society,
Inc., lead the industry in innovative and creative business
solutions that help credit unions reduce risk.
Solutions developed by highly trained
credit union protection professionals -- experts in the field of
minimizing risk exposure in the areas of technology, compliance,
risk management, credit union insurance, training, claims,
litigation, and policy servicing. Together, we’ve built a "seal of
approval" to manage risk – for 35+ years.
Advantages for your credit union:
- Credit Union Bond
policyholders have "peace of mind" that their overall safety and
soundness is enhanced with the industry's only guaranteed
renewal condition. No other company can claim such significant
credit union partnership.
- Coverage designed
to reduce coverage gaps without creating costly duplications.
- Product and service
solution development is focused on anticipating your credit
union business needs.
- Recovery from loss is
handled with claims investigation and payment with an eye toward
understanding the special credit union circumstances surrounding
the claims event.
Collateral Protection
Collateral Protection helps your credit
union manage the risk of loss to your consumer and real estate loan
portfolio resulting from damaged, uninsured collateral. Our
research confirms that most credit unions are looking to their CPI
provider for sound protection, minimal member complaints, and relief
from administrative/operational hassles.
Today CUNA Mutual continues to set the standard in
coverages and compliance - the foundation on which any program is
built. They offer more coverages and more flexibility in packaging
them to address specific exposures.
- The written
Compliance Guarantee is the only one in the industry.
- Their state-specific
guidelines address unique regulatory requirements.
- Indirect segmentation
means customizable tracking based on member segments by loan
origination.
Receiving a notice, let alone one that is
not deserved can be disruptive to a member. Now imagine what can
happen if an insurance policy is placed on them unnecessarily. CUNA
Mutual’s one-of-a-kind features such as member/carrier Outbound
Calling and 24x7 Call Center Hours are aimed directly at reducing
the potential for member complaints associated with notices and
false placements.
Credit Disability
CUNA Mutual's Credit Disability Payment
Protection can help members plan for their future -- not only to
further their dreams, but also to protect themselves from unforeseen
woes. It provides superior coverage to the widest range of members
with the fewest possible eligibility and enrollment limitations.
MEMBER'S CHOICE® Credit Disability is a
low-cost, voluntary coverage that makes monthly loan payments up to
the policy maximum should the member become totally disabled.
Payments continue until the member is no longer totally disabled,
dies or the loan is paid off.
Advantages for your credit union:
- Provides non-interest
income opportunities while offsetting administrative expenses.
- Protects most members
with its liberal eligibility criteria and strengthens member
relationships.
- Improves credit
union’s bottom line.
- Reduces
delinquencies, defaults and charge-offs, lowering collection
costs.
Advantages for your members:
Simple and convenient enrollment.
- Immediate coverage
with one modest rate regardless of health, sex, tobacco usage,
occupation or recreational activities.
- Loan payments covered
in the event of total disability, protecting credit rating.
- May protect multiple
loans, each up to a separate maximum amount rather than an
aggregate limit.
Credit Life
Give members the opportunity to plan for
their future, achieve their dreams, and protect themselves and their
families from unforeseen woes with CUNA Mutual Group's Credit Life
Payment Protection. This unique insurance plan provides
loan-specific coverage to a wide range of members with the fewest
possible eligibility and enrollment requirements. Help members
preserve life insurance benefits for living expenses, not for paying
off debts.
MEMBER'S CHOICE® Credit Life
Payment Protection is low-cost, voluntary coverage that reduces or
pays off a member's loan balance, up to the policy maximum, if the
borrower or covered joint borrower dies.
Advantages for your credit union:
- Increases fee income
opportunities and offsets administrative expenses that help
improve the credit union's bottom line results
- Reduces
delinquencies, charged-off loans, and collection costs
- Strengthens member
relationships with, and reliance upon, the credit union
Advantages for your members:
- Insured loan balance
is paid, up to the policy maximum, in the event of death
- Protects the member's
family from financial burdens after the member's death
- Protects the family's
collateral and credit rating and frees up other benefits
- Insurance premium is
included in the loan payment
- Simple, convenient
enrollment...no health questions are asked
CUPOP – CU Protection Insurance
Business insurance is a crucial element in
your credit union operations. In some cases, a business never fully
regains its market position after suffering a loss.
However, insuring your credit union with
CUNA Mutual's Credit Union Package of Protection (CUPOP),
underwritten by CUMIS Insurance Society, Inc., is like creating a
community of coverages around your credit union. You can customize
your protection with a group of innovative property and casualty
solutions while insuring your credit union needs under one policy
with one insurer.
Advantages for your credit union:
- Reduces the impact of
losses to credit union property and financial records resulting
from catastrophes such as fire and tornado.
- Ensures you have
funds to cover the extra expenses needed to continue operating
after credit union property is damaged.
- Protects your credit
union from liability.
- Provides defense and
settlement awards for bodily injury and property damage
liability arising from credit union operations.
- Access to a strong
support network of risk management specialists -- available in
person and on the phone -- to help you achieve true credit union
protection.
- Commitment to helping
reduce risks before they become losses, delivered through online
loss prevention resources -- like risk assessments, loss
prevention library, protection estimators and frequently asked
questions.
- Combining the CUPOP
with the Credit Union Bond and Special Insurance Package
programs can reduce costly coverage duplications or gaps that
may occur when polices are purchased from multiple companies.
Debt Cancellation
CHOICE Lending Protection™, CUNA Mutual
Group's debt cancellation product, gives you the flexibility to
build a debt cancellation program tailored specifically to the needs
of your credit union and its members. And because your credit union
owns the product, you have more control over product design and
branding, marketing, sales, and retail pricing. CHOICE Lending
Protection™ is available for both consumer and home equity loans.
Credit unions considering a debt
cancellation program should consider the sustainability of partners,
types of protection offered, and have a robust sales culture. CUNA
Mutual Group can help with these and other decisions such as product
design, operations, installation, product and staff training, and
financial management to ensure you have a program that meets your
goals.
Advantages for your credit union:
- Multiple protection
options help increase participation by more closely matching
protection options to member needs.
- Consultative services
increase program success through superior program design,
development, training, and marketing.
- Administrative
support services free up credit union staff time and reduces
costs.
- Claims paying
services decrease claims payment cycle time and boost accuracy.
Advantages for your members:
- Allows multiple
protection options so members can choose the protection that's
right for them.
- Helps members protect
credit rating and collateral during times of financial distress.
- Assists members in
maintaining their standard of living with no worries, should an
unforeseen life event occur.
Defined Benefit Plans
Defined benefit plans promise employees a
specific monthly benefit at retirement. The amount of the benefit is
known in advance, usually based on factors such as age, earnings,
and years of service. Defined benefit plans can be offered along
with 401(k) and other defined contribution plans to help ensure that
all of your employees have adequate retirement income.
Advantages for your credit union:
- Promotes loyalty
because the plan provides a predictable, guaranteed benefit at
retirement.
- Employers can provide
significant retirement benefits for employees, especially those
who are older, longer-term employees for whom no contributions
have previously been made.
- Plan assets are
collectively invested, which may result in higher investment
returns.
Advantages for your employees:
- Employees know in
advance their monthly retirement benefit and can earn a
reasonable retirement benefit even if they have not been covered
by a retirement plan earlier in their careers.
- The employer is
responsible for the retirement benefit contributions.
- Benefits are not
subject to the fluctuations of the stock or bond markets which
otherwise could restrict an employee's ability to retire if
investment results were not favorable.
- Can be based on the
most recent salary, which is usually the highest salary in an
employee's career.
Equipment Maintenance Insurance (EMI)
Equipment repairs can break your budget
unless you're protected with Equipment Maintenance Insurance (EMI).
This single policy pays for repairs on a wide range of financial and
office equipment.
EMI can provide initial cost savings of
15% to 20% when compared to individual service contracts. In
addition, your credit union will receive consultation on service
options and other cost containment measures.
Most types of financial and office
equipment commonly found in credit unions are eligible for
coverage. Examples include:
- alarm systems
- ATMs
- drive-ups
- coin sorters
- computers
- monitors
- printers
- safes
- switchboards
- typewriters
- vault doors
EMI is available to you through Systems
Insurance of America (SIA), part of the CUNA Mutual Group. SIA
serves more than 400 credit unions.
Advantages for your credit union:
- Cost Control - Most
credit unions will experience a cost savings.
- Inventory Control -
Repairs are documented for you in a vendor payment summary.
- Convenience - One
policy, instead of multiple service contracts.
- Freedom - You're free
to choose which maintenance vendors you use and change at any
time.
Group Disability Insurance
While medical, dental and vision care are
certainly important, providing proper protection for your employees
is critical. CUNA Mutual's Group Disability Insurance solutions help
solidify your credit union's and your employees' financial
well-being.
Advantages for your credit union:
- Attract and retain
top-notch staff.
- Affordable benefit
programs.
- Easy access to forms
and certificates promote self-service.
Advantages for your employees:
- Protection from the
unexpected provides peace of mind.
- Protection for on-and
off-the-job accidents.
- 24/7 access to forms
and certificates via Benefits for You.
Group Health Insurance
In today's competitive financial services
industry, it's more important than ever that you have the best
people serving your members. CUNA Mutual has the solutions and
resources you need to create an effective program.
You have access to over 120
carriers and to a wide variety of Indemnity, PPO, POS, and HMO
plans. You also have access to competitive Group Life, AD&D
Insurance, Group Accident Insurance, Short-Term and Long-Term
Disability Insurance, Flexible Spending Account, Retirement and
Executive Benefits solutions
Advantages for your credit union:
- Credit unions are
their focus and no other organization is better prepared to help
you select the best solutions available.
- They know how to
evaluate and negotiate with carriers.
- They’re your
strategic business partner, prepared to find the solution that's
right for you.
Advantages for your employees:
- Access to competitive
employee benefits promotes motivated employees.
- The Employee Benefits
Service Center is their benefits advocate.
- Creative
problem-solving skills make the difference between claims paid
or rejected.
Group Life Insurance
At the core of every
employee benefits program is Group Life Insurance. While no one can
avoid the emotional trauma associated with a death in the
family, you can help your employees avoid financial distress.
Help meet more of your employees'
financial needs by offering CUNA Mutual's Optional Group
Life Insurance. Give your employees control over their own financial
security– without adding to the credit union's expenses– by allowing
them to elect additional Group Life Insurance, subject to limits you
establish with CUNA Mutual.
Advantages for your credit union:
- Secure employees are
satisfied employees.
- Cost-effective and
tailored employee protection programs.
- Easy online access to
forms and certificates promotes self-service.
Advantages for your employees:
- Gives greater control
over their financial future.
- Provides greater
peace of mind.
- 24/7 online access to
forms and certificates via Benefits for You
Guaranteed Asset Protection (GAP)
Unfortunately, things don’t always go
according to plan. If a member's vehicle is stolen, accidentally
damaged beyond repair, or otherwise declared an insured total loss,
auto insurance will cover the replacement value. However, the member
remains liable for payment of the difference between the insurance
settlement and the remaining loan balance. This deficiency can
sometimes amount to thousands of dollars.
MEMBER’S CHOICE® GAP Protection is an
affordable way to fill the gap. For just a few dollars per month,
your members can protect themselves against this kind of unexpected
expense. When properly positioned and promoted, this coverage can
generate significant non-interest income, reduce loss ratios, and
help position your credit union as a one-stop shop for all lending
related products and services.
Advantages for your credit union:
- Fee income
opportunities for your credit union.
- Provides collateral
protection.
- Helps control
collection expenses.
Advantages for your members:
- Protect members from
an unexpected financial loss.
- Helps maintain the
member's credit rating.
- Affordable coverage.
Homeowners Insurance
MEMBERS Homeowners Insurance provides a
full range of personal property protection including coverage for
single-family homes, condominiums, rental units, mobile
homes, vacation homes, tenants, personal umbrella liability, and
more.
Advantages for your credit union:
- Build member loyalty
– Becoming your members’ primary financial institution (PFI) is
easier when you serve a basic need like homeowners insurance to
offer a full array of products and services.
- Increase credit union
recognition – Reach your members through several media,
including direct mail through the MemberCONNECT program, the
Internet through MEMBERS Financial Network, or through one of
over 1,200 Liberty Mutual face-to-face representatives.
- Generate greater fee
income – You can generate income to offset the cost
associated with program administration (2% for new business and
1% for reimbursement premiums).
Advantages for your members:
- Lower costs – Your
members may qualify for additional discounts, saving them even
more on their single-family home, condominium, rental unit,
mobile home, or vacation home. And if they purchase an auto
policy in combination with homeowners insurance, they’ll save
even more.
- Exclusive service –
Your members will have access to a dedicated national service
center offering 24-hour claims service and free, no-obligation
rate quotes. And they can choose from a variety of payment
options for their convenience.
Individual Retirement Accounts
While almost half of all credit union
members have IRAs, only about a fifth of members have them with
their credit union, according to Callahan & Associates.
- IRAs bring higher
account balances and more long-term assets under your roof.
- IRAs strengthen your
bond with members. CUNA Mutual Group research shows that members
with IRAs are more likely to have multiple accounts with their
credit union.
- IRAs serve members
for the long term, and are a critical part of retirement
planning.
IRAs allow individuals to save for
retirement on a tax-deferred basis up to an annual contribution of
$4,000 ($4,500 if 50 or older). In the meantime, these deposits can
help your credit union grow by offering a stable, low-cost source of
funds, while building financial security for your member.
IRAs are clearly good for members and
they're good for your credit union. It's also clear that there's
still plenty of room to grow.
Loan Protection
MEMBER'S CHOICE® Loan Protection provides
coverage for credit union members at no direct cost and decreases
loan delinquencies and charge-offs. Loan Protection also offers the
advantage of automatic enrollment. There's no insurance application
or physical examination, no inconvenient paperwork, and members can
choose from several program options.
Advantages for your credit union:
- Assistance
incorporating Loan Protection into lending process/forms.
- Useful in making
credit union loans different from those of other financial
institutions.
- Enhances member
loyalty and promotes life time membership.
- Reduces delinquencies
and defaults stemming from member deaths.
Advantages for your members:
- Life payment
protection at no direct cost.
- Peace of mind for
borrowers and/or surviving family members.
- Saves hundreds of
dollars over cost of purchasing member-pay insurance.
Member CONNECT AD&D
AD&D can supplement a member's life
insurance coverage with a benefit paid upon accidental death or
accidental injury to a limb or to a member's sight or hearing. By
adding AD&D to your product offerings, you'll build loyalty among
members and increase fee income.
Advantages for your credit union:
- Strengthen your
primary financial institution (PFI) relationship with members -
You'll improve member loyalty by making available protection
against accidental death or dismemberment...and with low- (or
no-) cost coverage for accidental injury.
- Earn income - Gain
from list rental and administrative reimbursements.
- Improve your branding
- Contact members through several media to offer AD&D, including
direct mail through the MemberCONNECT program, the Internet
through MEMBERS Financial Network, or face-to-face.
Advantages for your members:
- Low-cost,
guaranteed-issue coverage - Members enjoy hassle-free access to
affordable coverage.
- Face amounts up to
$300,000 - That's a substantial cash benefit for accidental
death or dismemberment.
- Wide range of issue
ages and coverages - Issue ages are for 18- to 69-year-olds.
And coverage is available for member, spouse, and children.
Plus, there's flexibility in contributory (member pays the
premium) and/or non-contributory (credit union pays the premium)
policies.
Member CONNECT Life Insurance
Term insurance has been a popular form of
life insurance since the 1950s. It continues today to play a key
role in meeting the most basic life protection needs of members.
Unlike permanent plans, it provides insurance protection for only a
limited number of years. And because term typically does not build
cash values it can often be purchased reasonably.
Advantages for your credit union:
- Strengthen your
primary financial institution (PFI) relationship with members.
- Offer this product as
part of the portfolio of products offered to your members
through our direct response or face-to-face programs.
Advantages for your members:
- Practical protection
– This is relevant protection to help members meet their basic
life protection needs. It can help pay off a mortgage, fund a
child's education, or protect against business losses in the
event of death.
- Affordability –
Because this is "term" insurance, members pay only for only the
period they select. With competitive rates, members may find
this coverage easily fits their budget.
- Easy access –
Coverage is conveniently available through three distribution
channels: direct mail, call marketing and face-to-face.
Members Financial Services
The MEMBERS Financial Services Program
helps meet your members’ investment and insurance needs under one
roof. Members can choose from a broad assortment of products and
services that help address their needs at each life stage. The
program is also designed to meet your needs for flexibility. It can
change as your business strategy evolves over time. You’re never
locked in to your original program choices, and you decide the level
at which you’d like to be involved. Manage the day-to-day
operations, employ the representatives or leave that to us, it’s
your decision.
Advantages for your credit union:
- Make your program a
success by partnering with a local team of dedicated
professionals providing the consultative services you need to
take your program to the next level.
- Choose among a
comprehensive range of solutions including a long-term care
insurance model.
- Take advantage of the
flexible framework - modify your program as your business
strategy evolves – and avoid the hassles of a time-consuming
conversion.
Advantages for your members:
- Offers a broad mix of
needs-based product and service solutions designed to help meet
your members’ needs at each life stage.
- Designed to help meet
all your members’ financial needs through the convenience of
working with the MEMBERS Financial Services Program located at
your credit union.
CMG Mortgage Insurance Company (CMG MI)
CMG Mortgage Insurance Company Protects
Your Credit Union from Default
Insure your high loan-to-value loans with
mortgage insurance products from CMG Mortgage Insurance Company (CMG
MI). It's generally accepted in the industry that there is a
greater risk of default associated with loans where the Member is
unable to put down a full 20% down payment. When the loan is
insured, the Credit Union's risk is reduced.
CMG MI offers a range of mortgage
insurance solutions to support a variety of homebuyer situations.
As the only mortgage insurance company serving Credit Unions
exclusively, CMG MI can offer products and services developed
specifically to meet your needs.
Your Credit Union will benefit from:
- More opportunities to
approve Members for homeownership, even if they have only a
small down payment - or even no down payment at all
- Being able to qualify
to moderate- and low-income Members, including valued community
workers like firefighters, health professionals, teachers and
police officers
- No need to arrange a
second mortgage, which might be subject to fluctuating interest
rates and resets
- Insured mortgages
that are salable on the secondary market - allowing you to
replenish your liquidity and make more loans
- Convenient online
origination and servicing through CMG MI's e-cmgmi system
Members will appreciate:
- Buying a home now,
not having to wait years to accumulate a full down payment
- Being able to buy
"more home" - with more amenities, in a better neighborhood, or
with more square footage
- Member-paid mortgage
insurance premiums that are tax-deductible through 2007 for
eligible homebuyers*
- Equity kept available
for emergencies, not tied up in a second mortgage
*Restrictions apply. Members are strongly
encouraged to consult their personal tax advisors.
Pension Programs
Choosing the right retirement plan is a
key factor in attracting and keeping qualified employees. CUNA
Mutual takes a full service approach to retirement plans. They stand
ready to help you select, implement and succeed with the retirement
plan that best suits your needs.
CUNA Mutual offers a variety of retirement
programs, including: 401(k) plans and other qualified retirement
plans, executive benefits programs, Simplified Employee Pension (SEPs)
Arrangements, rollover IRAs, programs for participants leaving your
employment or retiring, and a full range of investment options.
Advantages for your credit union:
- A well-designed
retirement plan helps you to attract and retain quality
employees.
- Employees who believe
their employer is concerned about their future are more likely
to "give their best" at work.
- The “Benefits for
You” website takes the administrative burden off your HR staff
by allowing participants to manage their own plans.
Advantages for your employees:
- Lets you reward loyal
employees for their years of faithful service.
- Relieves your
employees' concerns about income after retirement.
- 24/7 accesses to
“Benefits for You”, the self-service benefits website where
employees can manage their plan and find the information they
need to secure their financial future.
Student Loans
Create strong bonds with the entire family
as students and parents come to you for student loans and other
financial needs. Offer a convenient service to members, increasing
their satisfaction and solidifying their view of you as their
primary financial institution. Stay true to the credit union
philosophy of offering members the services they need.
Increase Demand for Your Services
- Expand your range of
services beyond the individual member to the whole family as
members refer their children to you for a student loan.
- Expand demand for
other services students need like credit cards, share drafts,
and car loans.
- Increase loan volume
through your established members by offering them "parent loans"
to help pay for their child's college.
Make a Sound Investment with Limited
Financial Risk
- Offer loans that are
low-risk and 98% guaranteed by the government.
- Limit your interest
rate risk with loans that reprice quarterly.
- Supplement your
portfolio with loans that have an 8- to 10-year repayment cycle,
allowing for good cost recovery.
The LoanLink Center Lending Call Center
The LoanLink Center also allows you to
keep pace with banking operations that currently employ new loan
origination technology. How often do you see a service that meets
both the demands of the market and reflects favorably on the bottom
line?
Here's how your
credit union benefits:
The LoanLink Center is a new service that not only
answers the call for loan by-phone and Internet lending, but also
gives you a new way to offer Member Services and Indirect Lending.
By integrating The
LoanLink Center with your own loan origination efforts:
- Take advantage of
this opportunity to meet member needs without increasing staff.
- Grow your lending
operation.
- Generate new fee
income, thanks to a variety of cross-selling opportunities.
- Help your credit
union keep pace with the rest of the market. The LoanLink
Center will help reinforce your status as your members’ primary
financial institution.
A new Lending
Channel that's always available:
- Extend your operation
without overextending your staff
- Use The LoanLink
Center to outsource telephone and Internet service 24x7
A level of service
that complements your existing operation from:
- Answering phones to
providing full loan decisions
- Providing member
information to closing loans.
- Helping with overflow
during heavy business traffic and off-hours service to complete
outsourcing
The LoanLink
Center easily interfaces with your data processor using technology
- loanliner.com
application assures compliance
- The new Integrated
Web Calculator can give representatives the ability to introduce
lending protection solutions within the loan process.
To learn more contact Dawn
Johnson, Director of Business Services, at 443-325-0768 or e-mail: djohnson@mddccua.org.
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Policy/Disclaimer:
©2005 Maryland and District of Columbia Credit Union Association.
All Rights Reserved.
Maryland
and District of Columbia Credit Union Association
8975 Guilford Road, Suite 190 • Columbia, MD 21046
phone: (800) 492-4206 • fax: (410) 290-7832
 
  
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